Apprentice Budget Planner
Put in your take-home pay and see a simple, sensible split for where it can go each week and month.
Not sure of your take-home? Check your payslip — here’s how to read it.
Enter your take-home pay to get started.
Your pay, normalised
Per week
$0
Per month
$0
Monthly is worked out as weekly × 52 ÷ 12, so it lines up over a full year.
Your suggested split
This is a starting point for an apprentice — nudge the sliders to match your life. The dollars update as you go.
Totals 100% — nice one.
Pay yourself first. Before the money disappears, move your savings and tool set-aside the day you get paid — even a small buffer means a flat tyre or a busted drill bit won’t wreck your week. Many trades expect you to bring your own tools, so a little every pay adds up fast.
Related guides
General guidance only, not financial advice. The suggested split is a rough starting point — your real costs will differ. For a full budget tool, use MoneySmart at moneysmart.gov.au.